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Blog

Educational posts from mortgage industry experts.

November 2016 Archives

Mortgage Blog

Cystic Fibrosis Gala

The Indiana Chapter of the Cystic Fibrosis Foundation hosted its 28th Annual Indy’s Finest Auction Gala on November 5, 2016 at The Hyatt Regency, Downtown Indianapolis. Indy’s Finest Auction Gala is a black-tie fundraiser featuring Indy’s top young professionals who have committed to raising Cystic Fibrosis awareness and fundraise towards a cure. Royal United Mortgage … Continue reading Cystic Fibrosis Gala

Indianapolis Mortgage

Things to Consider When Scheduling an Appraisal

The appraisal is an important part of the lending process. The primary objective of an appraisal is to establish the estimated market value of real estate. Appraisals are necessary to determine the maximum amount that a lender is able to lend to prospective borrowers. While most borrowers are solely focused on “how much” their home … Continue reading Things to Consider When Scheduling an Appraisal

Indianapolis Mortgage

Things to Consider When Scheduling an Appraisal: Additional Tests or Inspections

For a majority of borrowers that complete a refinance transaction, the appraisal is the only type of property report required. However, in some instances, additional tests or inspections may be required, either by the lender or by the loan program itself, before the loan process can be completed. These additional reports are typically geared towards … Continue reading Things to Consider When Scheduling an Appraisal: Additional Tests or Inspections

Indianapolis Mortgage

Things to Consider When Scheduling an Appraisal: Recently Listed Properties

When speaking in lending terms, a recently listed property describes a property currently listed for sale, or listed within the most recent 6 months. For most borrowers, having recently listed their property does not prevent them from completing a transaction. However, it may limit the amount of money that the borrower is allowed to borrow … Continue reading Things to Consider When Scheduling an Appraisal: Recently Listed Properties

Indianapolis Mortgage

Things to Consider When Scheduling an Appraisal: Condition of the Property

The home is the most valuable asset that many American’s own today. For this reason, it is important to protect your investment with routine maintenance and upkeep.  While normal wear and tear is to be expected, the appraiser is required to report on the condition of the property being appraised and assign a condition rating. … Continue reading Things to Consider When Scheduling an Appraisal: Condition of the Property

Indianapolis Mortgage Rates

Royal United Mortgage LLC Employees Raise Sleeves to Help Indianapolis Community

On October 6, 2016 the Indiana Blood Center stopped by the Royal United Mortgage LLC headquarters in Indianapolis for a blood drive. There is a constant need for blood in this country for many reasons. The benefits of donating are simple; donating saves lives and improves health. One of the reasons there is a constant … Continue reading Royal United Mortgage LLC Employees Raise Sleeves to Help Indianapolis Community

Indianapolis Mortgage

On Job Mortgage Industry Training at the Royal United Cincinnati Office

As an expert Loan Advisor at the Royal United Headquarter office in Indianapolis, IN I feel fortunate to have recently had the opportunity to visit our Cincinnati, OH branch to present and train some of my colleagues. It was a great experience being able to share my expertise and meet team members at our Cincinnati … Continue reading On Job Mortgage Industry Training at the Royal United Cincinnati Office

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