You might have heard about HARP, (Oftentimes called the Obama Loan) but what is it, and can you reap the benefits? HARP, or the Home Affordable Refinance Program, is a government program designed to help borrowers who otherwise would not be able to obtain a home refinance loan under conventional guidelines. In fact, most traditional … Continue reading Can a HARP Mortgage Loan Help Me?
Recently, four members of the Schaumburg branch took to the streets and rode their bikes 12.5 miles in support of the Cystic Fibrosis Foundation. As a team, they raised $4,900.01 (Every penny counts!) to contribute to the foundation. “This was such a fun event and I am so thankful to work for a company that … Continue reading Schaumburg Cycling for Life
Buying a house is both exciting and intimidating. A lot of people want to know where to get started and what to expect. Below is a list of 5 things you can expect. 1) What Comes First the Chicken or the Egg? Are you supposed to get a prequalification letter before finding that dream house? … Continue reading 5 Things to Know When Buying a House
When it comes to giving back to our community, the team at Royal United Mortgage LLC knows how to deliver. Over 20 of our Indianapolis team members volunteered their time at Gleaners Food Bank to stuff weekend back-sacks for children in local area schools, supply produce for shelters, and help with general maintenance in their … Continue reading A Day of Volunteering at Gleaners Food Bank
Credit scores are the all important factor in a lot of things in life. They can determine whether an individual gets their dream home and for some professions if they get hired or fired. They’re a big decision maker on whether or not someone is ready for retirement, and any time a loan is made … Continue reading 5 Tips to Improve Your Credit Score
In today’s industry, the qualifications for obtaining a mortgage loan are set by organizations such as Fannie Mae, the Federal Housing Administration (FHA), and other national entities. In addition, key laws (such as the Dodd-Frank Act) have been passed which define specific underwriting criteria for mortgage lenders. Therefore, nearly all lenders will have the same … Continue reading Mortgage Law: Standardized Qualifications
A lot of my clients have asked me why we ask so many questions when we first talk to them? I respond by telling them that asking a lot of questions is the exact reason why we have a 95% customer satisfaction rating on LendingTree. It’s simple really, these questions help me make sure that … Continue reading Why Are You Asking So Many Questions?