Perhaps no industry can be more confusing when viewing advertisements than mortgages. In addition to the disclaimers, loan products (when appropriately customized to each individual’s financial needs) have dozens of different variables. How does the average consumer compare a 30-year vs. a 20-year mortgage at different rates? What are discount points? What about origination fees? … Continue reading Mortgage Law: APR’s and Advertising
25 years ago Hamilton County, located just north of Indianapolis, consisted primarily of cornfields and country roads. Today, we find sprawling subdivisions, a vibrant cultural community, nationally recognized schools, and featured sporting venues. Let’s take a closer look inside the top-5 places to live in Hamilton County. 5) Westfield Westfield is one of the fastest … Continue reading The Continuously Growing County in Indiana
When you’re looking to buy a home using a mortgage loan, or refinance your currently existing home, then you’ll need to work with a Loan Officer through the process. It’s their job to find out what loan you qualify for, what product best suits your situation, and to get you through the closing process. But … Continue reading Mortgage Education Series: SAFE Laws and Mortgages
Royal United Mortgage LLC, headquartered in Indianapolis, Indiana, is a privately held National Mortgage Lender that has been in business since 2008. The team strongly focuses on educating clients about the loan programs they invest in and providing a top-rated service experience. The business was founded with the mission to enrich lives in the communities it … Continue reading Why Should I Choose Royal United Mortgage LLC?
Ken Andresen has been a Senior Loan Advisor with Royal United Mortgage LLC since 2015. Ken is licensed in Florida, Illinois, Michigan, Mississippi, Missouri, New York, North Carolina, Ohio, Virginia, and Wisconsin. You can contact Ken at (317) 664-7612.
The NMLS Federal SAFE Exam is a licensing exam that every aspiring loan advisor must take and pass in order to service clients’ needs. Royal United Mortgage LLC provides new employees a two-week paid training to help them study and prepare for the NMLS Federal SAFE Exam. The two-week training session is very intense and there … Continue reading Studying for the NMLS Federal SAFE Exam
You might have heard about HARP, (Oftentimes called the Obama Loan) but what is it, and can you reap the benefits? HARP, or the Home Affordable Refinance Program, is a government program designed to help borrowers who otherwise would not be able to obtain a home refinance loan under conventional guidelines. In fact, most traditional … Continue reading Can a HARP Mortgage Loan Help Me?
Recently, four members of the Schaumburg branch took to the streets and rode their bikes 12.5 miles in support of the Cystic Fibrosis Foundation. As a team, they raised $4,900.01 (Every penny counts!) to contribute to the foundation. “This was such a fun event and I am so thankful to work for a company that … Continue reading Schaumburg Cycling for Life
Buying a house is both exciting and intimidating. A lot of people want to know where to get started and what to expect. Below is a list of 5 things you can expect. 1) What Comes First the Chicken or the Egg? Are you supposed to get a prequalification letter before finding that dream house? … Continue reading 5 Things to Know When Buying a House
When it comes to giving back to our community, the team at Royal United Mortgage LLC knows how to deliver. Over 20 of our Indianapolis team members volunteered their time at Gleaners Food Bank to stuff weekend back-sacks for children in local area schools, supply produce for shelters, and help with general maintenance in their … Continue reading A Day of Volunteering at Gleaners Food Bank