One of the best things you can to do as a borrower to expedite your loan processing is to make sure you get as much paperwork over to your lender, as quickly as possible. There are documents needed for every loan type, including personal identification, recent tax returns and homeowner’s insurance declaration pages. Proof of … Continue reading A Quick Refinance: The Paperwork
In October 2015, our team submitted videos to the Super Service Challenge in support our partner School on Wheels. Since then, we’ve been actively collecting votes for the videos in hopes of being awarded funds to aid this charity. Did you see our article about it last year? Did you vote? On January 28th, the … Continue reading Super Service Challenge Update
In 2015, our team in Indianapolis made significant impact in our community. Looking back on the past year, we aided in the building of several homes and had a great time doing it. Being in the mortgage industry and playing a part to help clients finance or refinance their home allows our team to help … Continue reading RUM’s Habitat for Humanity Impact: Year in Review
The Home Affordable Refinance Program, also known as HARP, was created to help homeowners who have kept current on their existing mortgage get a more affordable home loan. If you owe more on your mortgage than your home is worth or have very little equity in your home, this may be the program for you! … Continue reading Do I Qualify For a HARP Mortgage?
No sane person would buy a home in the winter. I mean who wants to shovel snow just to get a peek at a prospective dwelling or risk frostbite scoping out the back yard? Crazy right? Wellll…maybe not. There are some who argue that the best time to buy a home is when nobody else … Continue reading Too Cold to Buy a Home?
Because Elaine did not owe much on her loan, fewer lenders wanted to work with her, so she was apprehensive. Although there are challenges with low current mortgage balance loans I was able to show her an option that paid off all of her debts. It fixed the loan amount disputes but, more importantly, it … Continue reading Real Client Success Story: Elaine’s Low Balance Loan
With the US economy improving, the Federal Reserve announced in December that it will be raising its key interest rate by 25 basis points, or in other words, 0.25%. The last time this happened was in 2006 and many financial analysts agreed to the change. The plan of the Federal Reserve is to raise … Continue reading Interest Rate Hike: What You Should Know
Written by: Rob Williams, Assistant Vice President of Sales at Royal United Mortgage Published: 1/8/2016
Someone in the U.S. needs blood every 2 seconds. One donation of a pint of blood saves about 3 lives! We all know that giving blood saves lives – did you know that it could save your own life? Giving blood provides health benefits to you, the donor. Many studies have proven that giving blood … Continue reading Blood Donors Live Healthy & Save Lives
Let’s talk about being part of something bigger than ourselves. The Christmas party last night at the Barton Center sponsored by RUM for 31 School on Wheels kids was a huge success. That is due to the fact that both organizations realize the importance of supporting children who are facing obstacles. RUM donated and wrapped … Continue reading RUM Supports School on Wheels Children This Holiday