Hurricane Dorian is threatening to wreak havoc on the U.S. East Coast. Millions of worried homeowners likely are wondering what they can do to shore up their homes against the coming assault of wind, rain and storm surge. In addition, this is unlikely to be the last storm to rattle nerves this hurricane season in … Continue reading Preparing Your Home for Hurricane Season
A common question among borrowers is, “What is the origination fee?” Depending on the source, borrowers may receive different answers. However, it is actually straightforward. An origination fee is there to protect borrowers, ensure they have a smooth experience, and overall it is a benefit to them. A loan is not simply initiated and approved. … Continue reading What is an Origination Fee?
What is an appraisal? An appraisal, simply put, is a professional opinion of the value of your home. These evaluations are made by comparing similar homes in your area. It must be done by a company that is not directly affiliated with your mortgage company. Appraisals are not needed for all mortgage transactions. For example, … Continue reading Appraisal 101
We are proud to partner with an amazing organization in School on Wheels Indianapolis and assist in setting up over 400 kids for the upcoming school year! Thank you to all of our employees and their families for helping us pack over 200 backpacks during our recent #PackAPack event.
The time has come: you must replace your home’s roof. If you have never re-roofed your home, you might not know where or how to begin. Not to worry! Here is how to (re)raise the roof in four easy steps! Step 1 – Ask yourself these questions: Do we want to strip down the old … Continue reading (Re)Raising the Roof in Four Easy Steps
It would not feel like summer without a loud, colorful fireworks display. However, if you are not going to a professional show and instead are planning to fire them off from your own backyard, know this: They can be incredibly dangerous. Because fireworks hold such a high risk for serious burns, fires, and eye injuries, … Continue reading Firework Safety Tips
When submitting a loan application, there are several things that the underwriter reviews in preparation to issue your loan approval. One of the first things that they review is your income documents. What are underwriters looking for? Does your income level support the new loan payment and is it likely to continue? Underwriters will look … Continue reading Income Questions You Should Prepare For
THE INDIANAPOLIS STAR NAMES ROYAL UNITED MORTGAGE A WINNER OF THE INDIANAPOLIS TOP WORKPLACES 2019 AWARD
Royal United Mortgage has been awarded a Top Workplaces 2019 honor by The Indianapolis Star for the 11th consecutive year. The list is based solely on employee feedback gathered through a third-party survey administered by research partner Energage, LLC, a leading provider of technology-based employee engagement tools. The anonymous survey measures several aspects of workplace … Continue reading THE INDIANAPOLIS STAR NAMES ROYAL UNITED MORTGAGE A WINNER OF THE INDIANAPOLIS TOP WORKPLACES 2019 AWARD
Fire up the grill, its BBQ season! There is nothing like the smell of food coming off the barbecue to put you in a fun, summery mood. However, throwing a backyard BBQ party for your friends and family does not have to be a big ordeal. Keep it comfortable and casual with these simple backyard … Continue reading How to Throw the Perfect Backyard BBQ
Welcome to Royal United Mortgage! Honored to be named a top place to work by the Indianapolis Star since 2008, Royal United is a customer-focused, employee-owned company with 5 locations across the US. With a high-energy, supportive leadership team, a career at Royal United means you’ll have control over your earning potential and professional … Continue reading Royal United Mortgage Career Path