American’s are no strangers to the concept of student loan debt. We were probably asked somewhere around the age of 16 or 17 what we wanted to do with our lives by a parent, teacher, or guidance counselor. At that point, we picked a profession, and we picked a college or trade school that offered … Continue reading Could My Student Loan Repayment Plan Stop Me From Buying My First Home?
When the flowers start to bloom, it is a sure sign that it’s time to start focusing on beautifying your landscaping for another season of outdoor fun. Your patio is a great place to rest, relax and enjoy the serenity of your yard. However, a patio that is decorated poorly and not properly cared for … Continue reading Creating Your Own Patio Paradise
Tax season is upon us. For many Americans, this is a happy time as they are expecting to receive a sizable income from their tax refund. Some folks choose to use this refund to pay off debts, build up savings, go on a vacation, or simply buy themselves a new toy. You may be shocked … Continue reading Tax Returns for Down Payments
We are so proud of our partnership with Feed My Starving Children! A group from our Schaumburg office recently participated in a meal packing event at their local FMSC food-packing site. Feed My Starving Children is a Christian non-profit that provides nutritionally complete meals specifically formulated for malnourished children. To learn more about FMSC and … Continue reading Feed My Starving Children – April
Once upon a time, getting a home loan was as simple as walking down to the local bank, sitting down with the manager, shaking hands and… presto! You’ve got a home loan. Today, with the advent of online lending, times have changed. Borrowers are now spoiled with choice! With so many different lenders beating a path to your … Continue reading How to Choose a Home Lender
Homebuyers may not realize they are hurting themselves during the mortgage application process. Here are some actions you’ll want to keep in mind when applying for a new home loan. Maintain your current employment. Your loan is qualified based on your current income history. A change in employment might eliminate your Loan Advisors ability to … Continue reading What To Do When Purchasing a New Home
One of the greatest fears veterans have when returning home is finding gainful employment. Not just employment, but employment that embraces the skill set they possess and the commitment they have made. Bringing veterans on board is one of the best decisions an employer can make. In a lot of business environments employees are part … Continue reading Military Veterans on Staff? Good Business Decision!
It is common for borrowers to ask “Why do I need to provide all of those documents?!” Employment and income verification are essential to applying for a loan. Exactly why lenders require so many specific forms of documentation can be confusing. Helping understand the required paperwork is part of your Loan Advisor’s profession and they need to convey its importance. Knowing … Continue reading WHAT YOU SHOULD KNOW ABOUT MORTGAGE DOCUMENTATION REQUIREMENTS
The Royal United Mortgage community outreach team was very busy yesterday. The day started by shopping for the Titans Table at Arsenal Tech High School. We try to compliment what Gleaners Food Bank delivers by bringing perishable items. Yesterday we were able to get oatmeal, apples, bananas, oranges, eggs, whole chickens, bacon and sausage. The … Continue reading Random Acts of Kindness
With record-breaking cold temperatures taking over a majority of the US, it is time to start looking at how you can protect yourself and your house from the extreme cold temperatures. The extreme cold weather can be hard on both you and your home. Here are some tips to put into practice when freezing weather … Continue reading How to Protect You and Your House from Extreme Cold Temperatures