For most people, their home is the biggest investment of their life. Whether you are buying or selling a home, you want to be sure you are maximizing that investment. Choosing the right Realtor can make a big difference in how fast you find or sell a house, the price you pay or receive and … Continue reading 5 Tips for Choosing the Right Realtor
Maybe you are already familiar with home equity – that dormant asset that is locked in your home. Equity is calculated by subtracting the appraised value of your home from your current loan balance on the home. Example: If you owe $250,000 in secured mortgage debt and your house is worth $400,000, you have a total equity position … Continue reading Value in Your Home’s Equity
If you have cash on hand, credit cards/personal loans, or liquidation of long-term investments you can access then why would you use your home’s equity? Well, because using your home’s equity is typically a better choice when thinking about making major purchases, debt consolidation, or home improvements. Cash on Hand – Most financial advisors recommend … Continue reading Use Home Equity to Your Advantage
The home loan process can seem complicated and frustrating. There is a lot of paperwork involved, and sometimes it feels as if everyone but you has control over what is going on. Yet, with some research, diligence and the right loan officer, you can take back a feeling of control over the process and actively … Continue reading Life of a Loan
Back to school time is always a big transition, not only for children but also for parents. While children are filled with excitement and first-day jitters, parents are filled with thoughts of “Am I prepared enough?” To help eliminate these thoughts, and help you and your child prepare for the new school year, all you … Continue reading How to Prepare For Back to School
Social media has been an influential part of many people’s lives, and it can be in your job search as well. This is why it is important to maintain an appropriate profile in case a future employer decides to look at your page. Here are some helpful ways to use social media to get the … Continue reading 4 Ways to Use Social Media in Your Job Search
Refinancing your mortgage can be a major life decision. There is little that can cause more anxiety and stress during the refinance process than snags and hold-ups in the process. To ensure a smooth refinance, try the following 3 steps: Setting Expectations This step starts with a good Loan Advisor setting the stage for you. … Continue reading 3 Steps to a Smooth Refinance
When the temperature starts to rise and flowers start to bloom, it is a sure sign that it’s time to start focusing on preparing your patio for another season of outdoor fun. Your patio is a great place to rest, relax and enjoy your yard. However, a patio that is decorated poorly and not properly … Continue reading Creating Your Own Patio Paradise
Often called the cornerstone of the American Dream, homeownership has always been an important milestone of adulthood. Do you have mixed feelings about buying a home right now? If you need some inspiration to start house hunting or just want to make sure you’re taking advantage of all that homeownership has to offer, check out … Continue reading Top 8 Reasons You Should Buy a Home This Year
RUM’s Schaumburg team had a group of 15 people head out to Little City. Little City is an organization based just down the road from our office that provides a safe environment for both children and adults with disabilities. They provide everything from a therapeutic day school for children with autism, to home-based support, a … Continue reading A Day of Serving at Little City
