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Blog

Educational posts from mortgage industry experts.

Cauliflower

WHIPPED CAULIFLOWER

Thanksgiving will be here before you know it and this year Royal United Mortgage wants to help you create a healthy Thanksgiving meal. Our Wellness Committee started collecting recipes from our employees for our first ever employee cookbook. Over the next few weeks, we want to share some of our favorites with you! This week’s recipe, … Continue reading WHIPPED CAULIFLOWER

Financing

BANKER, LENDER, OR BROKER

Often times, consumers become confused about the best way to obtain a new loan. If you are buying a new home, refinancing an existing mortgage, or taking out a home equity loan or line of credit, there are many ways you can obtain financing. Below are the typical distribution channels a consumer can utilize to … Continue reading BANKER, LENDER, OR BROKER

Chili

Chili Cook-Off

Nothing says Fall more than a chili cook-off! 13 chefs, from our Indianapolis office, competed in a chili cook-off to raise money for Hands of Hope Adoption and Orphan Care Ministry. Their mission is to uniquely and deeply love orphans at home and around the world. 100% of funds donated today go directly to help children. … Continue reading Chili Cook-Off

Halloween

7 Ways to Celebrate Halloween on a Budget

What is spookier than creepy costumes, haunted houses, and talking skeletons on Halloween? The expenses incurred to pull it all together! However, you can avoid frightening your bank account by using the following seven tips to save on costs without missing the fun. Create a DIY Costume Pinterest is always available and full of budget-friendly … Continue reading 7 Ways to Celebrate Halloween on a Budget

Value

Value in Your Home’s Equity

Maybe you are already familiar with home equity – that dormant asset that is locked in your home. Equity is calculated by subtracting the appraised value of your home from your current loan balance on the home. Example: If you owe $250,000 in secured mortgage debt and your house is worth $400,000, you have a total equity position … Continue reading Value in Your Home’s Equity

Equity

Use Home Equity to Your Advantage

If you have cash on hand, credit cards/personal loans, or liquidation of long-term investments you can access then why would you use your home’s equity? Well, because using your home’s equity is typically a better choice when thinking about making major purchases, debt consolidation, or home improvements. Cash on Hand – Most financial advisors recommend … Continue reading Use Home Equity to Your Advantage

Process

Life of a Loan

The home loan process can seem complicated and frustrating. There is a lot of paperwork involved, and sometimes it feels as if everyone but you has control over what is going on. Yet, with some research, diligence and the right loan officer, you can take back a feeling of control over the process and actively … Continue reading Life of a Loan

CLIENT TESTIMONIALS:
See what others have to say

CLIENT TESTIMONIALS: See what others have to say

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