Does purchasing a home feel like an unattainable goal? Would you like to own a home, but don’t feel ready to take that step? Home ownership can be much closer than you’ve imagined if you start planning ahead now and consider the following factors: You don’t need as much of a down payment as you … Continue reading Purchasing a Home? Plan ahead – Here’s How!
Tax season is upon us. For many Americans, this is a happy time as they are expecting to receive a sizable income from their tax refund. Some folks choose to use this refund to pay off debts, build up savings, go on a vacation, or simply buy themselves a new toy. You may be shocked … Continue reading Tax Returns for Down Payments
Buying a home can be a major life decision. Financially, it can be one of the biggest expenses a person encounters in their life. Deciding if and when to buy a house is a personal choice that requires serious thought and discussion. An important aspect to keep in mind is that the housing market varies … Continue reading BENEFITS OF HOMEOWNERSHIP
After service members confirm they are eligible and obtain the proper paperwork, they are closer to attaining one of the most valuable benefits available to them. VA Loans have a number of benefits including but not limited to the following: Purchase, refinance, or get cash out of your home’s equity Get lower rates and payments No money down … Continue reading BENEFITS OF A VA MORTGAGE LOAN
After borrowers confirm they are eligible for a VA loan, they will need a Certificate of Eligibility (COE). The COE validates entitlement for the program. There are a couple of valuable resources that can help in advancing the process of getting the COE for a veteran. Outside of the automated request system available to mortgage lenders, the most helpful—and … Continue reading CERTIFICATE OF ELIGIBILITY FOR A VA MORTGAGE LOAN
The professionalism required to handle the financial futures of others should never be taken lightly. In a work week, Loan Advisors talk to a wide variety of people from all different locations, with all different backgrounds. Every individual has their own unique goals for seeking a new home mortgage or refinance. When searching for the right loan and the right lender, … Continue reading 10 Things to Expect From a Loan Advisor You Can Trust
Military service can qualify an individual for a VA (Veterans Affairs) Mortgage Loan. Those who apply for a VA loan do not need to have retired from active duty in order to be eligible. Eligibility for separated veterans is broken down in this resourceful chart: Eligibility Requirements for a VA Loan. It is based on three primary … Continue reading ELIGIBILITY FOR A VA MORTGAGE LOAN
Starting in 1944, as part of the GI Bill of Rights (Servicemen’s Readjustment Act), VA (Veterans Affairs) Loans were set up to help returning service members purchase new homes. VA Loans are mortgage loans issued by qualified lenders and guaranteed by the U.S. Department of Veteran Affairs. Since 1944 the VA loan program has helped over 20 million veterans and … Continue reading Inside Look at VA Mortgage Loans
The New Year is here and as we begin 2018, many of us have made resolutions to change something about our lives in the New Year. Search the phrase “New Year resolution ideas” on Google without the quotation marks and you’ll find millions of lists of things you can resolve to do. These lists got … Continue reading New Year Resolutions
The Elf on the Shelf is a new family holiday tradition that has become well loved by all. Kids love the fun surprises that await them each day, and parents love Santa’s spy reminding little ones to stay on their best behavior. If you’re looking for some elvish inspiration, then look no further. We’ve scoured … Continue reading Easy Elf on the Shelf Ideas: Part 2
