Skip to main content
Royal United Mortgage
Get Started

Estimate what you might need to bring to closing.

Get a directional breakdown of typical closing costs so you can plan ahead. Real costs vary by lender, state, and product.

Closing cost breakdown

Adjust the numbers to fit your scenario.

Adjust purchase price and down payment to see a directional cost-to-close estimate. Not a Loan Estimate or binding figure.

Purchase price

Target purchase price.

$380,000
$100k$1.5M

Down payment

Enter a dollar amount or a percent of the home price.

$76,000 ยท 20%
$0$190k
$

Interest rate

Used to estimate prepaid interest at closing.

6.5%
49

Assumptions

Closing costs vary significantly by state, lender, title company, and loan type.
This estimate does not include HOA dues, buyer agent fees, home inspection, or moving costs.
Real costs are disclosed in a Loan Estimate you will receive after applying.
These numbers are for planning purposes only and are not binding figures.

Snapshot

$87,289

Estimated total cash to close

Directional total of down payment plus estimated closing costs. Actual amounts will differ.

Estimate

Estimated results

Loan amount

$304,000

Estimated origination

$3,040

~1% of loan amount.

Estimated title insurance

$1,900

~0.5% of purchase price.

Escrow and settlement

$1,400

Flat directional estimate.

Prepaid interest (30 days)

$1,624

Daily interest from closing to first payment.

Escrow reserves

$2,400

Roughly 2 months of taxes and insurance.

Appraisal

$650

Flat directional estimate.

These numbers are directional. Real results depend on your credit, income, property, and the full application.