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Gas Prices & Mortgage Savings


Gas Prices & Mortgage Savings

Home equity loan CarmelLast night I had to stop on my way home from work to fill up on gasoline in these sub-arctic temperatures we are experiencing in the Midwest. As I sprinted to and from my vehicle (to minimize my exposure to the bone chilling temperatures) I took comfort in the reduced gasoline prices our country is currently experiencing.

If you’re like me, you are thankful for the savings incurred and are taking advantage of the opportunity to use that money for other purposes. Because I work in the mortgage industry, I couldn’t help think… ‘If people are enjoying these gas prices… they could get even more enjoyment from the savings gained on higher expenses like their mortgage.’ Refinancing offers a much greater possibility for substantial savings than just saving at the gas pump. Interest rates remain at historic lows, so the savings that can potentially be achieved by refinancing may reduce your interest rate or allow the consolidation of higher interest rate credit cards. Or, a home equity loan could even offer the opportunity to do a home remodel or take a vacation to improve your quality of life.

If you have not had your mortgage analyzed by a professional Loan Advisor in 2014, it is strongly advised that you investigate your options ASAP.

You have nothing to lose and only money to save. I wish you the best in 2015.

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