What is a mortgage refinance<p>A mortgage refinance is the process of replacing an existing mortgage loan with a new one. The new loan may have different terms and conditions th ...
ROYAL UNITED NAMED #1 IN CUSTOMER SATISFACTI ...<p>INDIANAPOLIS, INDIANA 2/16/2022 – LendingTree®, the nation’s leading online loan marketplace, named Indianapolis based company, Royal United Mort ...
LendingTree names Royal United Mortgage, LLC ...<p>INDIANAPOLIS, INDIANA 7/24/2020 – Today, LendingTree®, the nation’s leading online loan marketplace, named Indianapolis based company, Royal Unite ...
LendingTree names Royal United Mortgage, LLC ...<p>INDIANAPOLIS, INDIANA 4/21/2020 – Today, LendingTree®, the nation’s leading online loan marketplace, named Indianapolis based company, Royal Unite ...
How Establishing a Routine Impacts Your Day<p>We are living through unprecedented times. Many people’s lives have been turned upside-down due to Covid-19. With many industries forced to work f ...
Spring Cleaning Check-List<p>Spring cleaning is a great opportunity to refresh your home after it sat closed off and insulated for the winter months. While it might come natur ...
Re-fi’s and Renovations<p>Spring is around the corner and whether you’re getting ready to sell or staying in your current home, it’s smart to know the home renovations that ...
Valentine’s Date Night Quiz<p>We’ve created a quiz to match you with the perfect stay at home date night for Valentine’s Day! Check it out!</p>
Understanding Your Credit Score & It’s ...<p>Credit scores exist to determine how much risk potential borrowers carry. Before establishing credit scores, it was up to loan officers to decide ...
Becoming More Financially Responsible in 2020<p>It’s no secret that budgeting takes hard work and persistence. If you face your finances with determination and stick to these pointers, bud ...
LendingTree names Royal United Mortgage, LLC ...<p>INDIANAPOLIS, INDIANA 1/21/2020 – Today, LendingTree®, the nation’s leading online loan marketplace, named Indianapolis based company, Royal Unite ...
3 Things to do Right Now if You Want to Buy ...<p>Buying a house can be overwhelming, especially if it’s your first home. You might be wondering where to even start. The answer is: start with the ...
New Year’s Resolutions for Business Su ...<p>Making New Year’s Resolutions is a great way to reflect on the previous year’s successes and areas of opportunity. Often times when people hear Ne ...
Elf on the Shelf Cheat Sheet<p>Let’s be honest; some days we lack creativity, especially when we’re under pressure. If you have a kid in your house, we’re gues ...
2019 Community Outreach Recap<p>‘Tis the season of giving! Here at Royal United Mortgage, we absolutely love giving back and supporting our community. Let’s take a lo ...
How to do the Holidays on a Budget<p>Fun times and saving cash rarely go together, and the holidays might be the most obvious example. With all the parties, gift-giving, and traveling ...
Maple Glazed Turkey with Bacon and Sage Butt ...<p>Thanksgiving is this week and this year Royal United Mortgage wants to help you create your Thanksgiving menu. For the second consecutive year, ou ...
Apple Stuffing<p>Thanksgiving is next week and this year Royal United Mortgage wants to help you create your Thanksgiving menu. For the second consecutive year, ou ...
Thanksgiving on a Budget<p>Thanksgiving is the time of year when we get to reflect on what we are truly grateful for and count our blessings. But it can also be a time of st ...
Royal United Mortgage, LLC Named an Honoree ...<p>Royal United Mortgage, LLC NMLS# 13390 has been recognized as one of the 2019 honorees of the Healthiest Employers of Indiana, a nationally recogn ...
LendingTree names Royal United Mortgage, LLC ...<p> INDIANAPOLIS, INDIANA 10/15/2019 – Today, LendingTree®, the nation’s leading online loan marketplace, named Indianapolis based company, Roy ...
7 Ways to Celebrate Halloween on a Budget<p>What is spookier than creepy costumes, haunted houses and talking skeletons on Halloween? The expenses incurred to pull it all together! However, ...
Preparing Your Home for Hurricane Season<p>Hurricane Dorian is threatening to wreak havoc on the U.S. East Coast. Millions of worried homeowners likely are wondering what they can do to sho ...
What is an Origination Fee?<p>A common question among borrowers is, “What is the origination fee?” Depending on the source, borrowers may receive different answers. However, it ...
Appraisal 101<p>What is an appraisal? An appraisal, simply put, is a professional opinion of the value of your home. These evaluations are made by comparing simil ...
School on Wheels #PackAPack Event<p>We are proud to partner with an amazing organization in School on Wheels Indianapolis and assist in setting up over 400 kids for the upcoming scho ...
(Re)Raising the Roof in Four Easy Steps<p>The time has come: you must replace your home’s roof. If you have never re-roofed your home, you might not know where or how to begin. Not t ...
Firework Safety Tips<p>It would not feel like summer without a loud, colorful fireworks display. However, if you are not going to a professional show and instead are pla ...
Income Questions You Should Prepare For<p>When submitting a loan application, there are several things that the underwriter reviews in preparation to issue your loan approval. One of the ...
THE INDIANAPOLIS STAR NAMES ROYAL UNITED MOR ...<p>Royal United Mortgage has been awarded a Top Workplaces 2019 honor by The Indianapolis Star for the 11th consecutive year. The list is based solel ...
How to Throw the Perfect Backyard BBQ<p>Fire up the grill, its BBQ season! There is nothing like the smell of food coming off the barbecue to put you in a fun, summery mood. However, thr ...
Royal United Mortgage Career Path<p> Welcome to Royal United Mortgage! Honored to be named a top place to work by the Indianapolis Star since 2008, Royal United is a customer-f ...
Could My Student Loan Repayment Plan Stop Me ...<p>American’s are no strangers to the concept of student loan debt. We were probably asked somewhere around the age of 16 or 17 what we wanted to do ...
Creating Your Own Patio Paradise<p>When the flowers start to bloom, it is a sure sign that it’s time to start focusing on beautifying your landscaping for another season of outdoor ...
Tax Returns for Down Payments<p>Tax season is upon us. For many Americans, this is a happy time as they are expecting to receive a sizable income from their tax refund. Some fol ...
Feed My Starving Children – April<p>We are so proud of our partnership with Feed My Starving Children! A group from our Schaumburg office recently participated in a meal packing even ...
How to Choose a Home Lender<p>Once upon a time, getting a home loan was as simple as walking down to the local bank, sitting down with the manager, shaking hands and… presto! Y ...
What To Do When Purchasing a New Home<p>Homebuyers may not realize they are hurting themselves during the mortgage application process. Here are some actions you’ll want to keep in mind ...
Military Veterans on Staff? Good Business De ...<p>One of the greatest fears veterans have when returning home is finding gainful employment. Not just employment, but employment that embraces the s ...
WHAT YOU SHOULD KNOW ABOUT MORTGAGE DOCUMENT ...<p>It is common for borrowers to ask “Why do I need to provide all of those documents?!” Employment and income verification are essential to applying ...
Random Acts of Kindness<p>The Royal United Mortgage community outreach team was very busy yesterday. The day started by shopping for the Titans Table at Arsenal Tech High S ...
How to Protect You and Your House from Extre ...<p>With record-breaking cold temperatures taking over a majority of the US, it is time to start looking at how you can protect yourself and your hous ...
Lincoln Apartments – 2018 Recap<p>This week we are taking a look back on our 2018 partnership with Lincoln Apartments. Lincoln Apartments is a non-profit apartment community offeri ...
Lawrence Township – 2018 Recap<p>This week we are taking a look back on our 2018 partnership with the Lawrence Township School Foundation. We had the privilege of joining Indy Do ...
Feed My Starving Children – 2018 Recap<p> ‘Tis the season of giving! Here at Royal United Mortgage, we absolutely love giving back and supporting our community. Over the next ...
TURKEY WITH CORNBREAD STUFFING<p>Thanksgiving is this week and this year Royal United Mortgage wants to help you create a healthy Thanksgiving meal. Our Wellness Committee started ...
Oven Roasted Squash with Garlic & Parsl ...<p>Thanksgiving is next week and this year Royal United Mortgage wants to help you create a healthy Thanksgiving meal. Our Wellness Committee started ...
Veterans Day<p>Today we honor those who serve or have served our country. We want to recognize our employees who have answered the call to serve our country and ...
WHIPPED CAULIFLOWER<p>Thanksgiving will be here before you know it and this year Royal United Mortgage wants to help you create a healthy Thanksgiving meal. Our Wellnes ...
BANKER, LENDER, OR BROKER<p>Often times, consumers become confused about the best way to obtain a new loan. If you are buying a new home, refinancing an existing mortgage, or ...
5 Things to Know When Buying a House<p>Buying a house is both exciting and intimidating. Many people want to know where to get started and what to expect. Below is a list of 5 things yo ...
Chili Cook-Off<p>Nothing says Fall more than a chili cook-off! 13 chefs, from our Indianapolis office, competed in a chili cook-off to raise money for Hands of Hop ...
10 Things to Do to Prep Your Home for Selling<p>With the high inventory of homes on the market today, homebuyers can afford to be choosy. Buyers are looking for the best, so a home for sale can ...
5 Tips for Choosing the Right Realtor<p>For most people, their home is the biggest investment of their life. Whether you are buying or selling a home, you want to be sure you are maximiz ...
Value in Your Home’s Equity<p>Maybe you are already familiar with home equity – that dormant asset that is locked in your home. Equity is calculated by subtracting the ap ...
Use Home Equity to Your Advantage<p>If you have cash on hand, credit cards/personal loans, or liquidation of long-term investments you can access then why would you use your home’s e ...
Life of a Loan<p>The home loan process can seem complicated and frustrating. There is a lot of paperwork involved, and sometimes it feels as if everyone but you ha ...
How to Prepare For Back to School<p>Back to school time is always a big transition, not only for children but also for parents. While children are filled with excitement and first-da ...
4 Ways to Use Social Media in Your Job Search<p>Social media has been an influential part of many people’s lives, and it can be in your job search as well. This is why it is important to maintai ...
3 Steps to a Smooth Refinance<p>Refinancing your mortgage can be a major life decision. There is little that can cause more anxiety and stress during the refinance process than ...
Top 8 Reasons You Should Buy a Home This Year<p>Often called the cornerstone of the American Dream, homeownership has always been an important milestone of adulthood. Do you have mixed feelings ...
A Day of Serving at Little City<p>RUM’s Schaumburg team had a group of 15 people head out to Little City. Little City is an organization based just down the road from our office th ...
Purchasing a Home? Plan ahead – Here’s How!<p>Does purchasing a home feel like an unattainable goal? Would you like to own a home, but don’t feel ready to take that step? Home ownership can be ...
BENEFITS OF HOMEOWNERSHIP<p>Buying a home can be a major life decision. Financially, it can be one of the biggest expenses a person encounters in their life. Deciding if and ...
BENEFITS OF A VA MORTGAGE LOAN<p>After service members confirm they are eligible and obtain the proper paperwork, they are closer to attaining one of the most valuable benefits av ...
CERTIFICATE OF ELIGIBILITY FOR A VA MORTGAGE ...<p>After borrowers confirm they are eligible for a VA loan, they will need a Certificate of Eligibility (COE). The COE validates entitlement for the ...
10 Things to Expect From a Loan Advisor You ...<p>The professionalism required to handle the financial futures of others should never be taken lightly. In a work week, Loan Advisors talk to a wide ...
ELIGIBILITY FOR A VA MORTGAGE LOAN<p>Military service can qualify an individual for a VA (Veterans Affairs) Mortgage Loan. Those who apply for a VA loan do not need to have retired fr ...
Inside Look at VA Mortgage Loans<p>Starting in 1944, as part of the GI Bill of Rights (Servicemen’s Readjustment Act), VA (Veterans Affairs) Loans were set up to help returning serv ...
New Year Resolutions<p>The New Year is here and as we begin 2018, many of us have made resolutions to change something about our lives in the New Year. Search the phrase ...
Easy Elf on the Shelf Ideas: Part 2<p>The Elf on the Shelf is a new family holiday tradition that has become well loved by all. Kids love the fun surprises that await them each day, an ...
Holiday Treats: Chocolate Peppermint Cookies<p>Chocolate and peppermint are one of my all-time favorite holiday flavor combinations. So with Christmas just around the corner, these Chocolate Pe ...
Easy Elf on the Shelf Ideas: Part 1<p>The Elf on the Shelf is a new family holiday tradition that has become well loved by all. Kids love the fun surprises that await them each day, an ...
Holiday Treats: Puppy Chow<p>Every year the one thing that I always make for Christmas is Puppy Chow. Don’t worry, this is not the puppy chow that you are thinking. It’s a del ...
Top-10 Toys for Christmas 2017<p>Christmas is less than 3-weeks away and time is running out on finding the perfect gift for the children in your life. With the help of Amazon, we ...
T’is the Season to Give Back<p>Last Friday morning a group of 60+ employees from our Indianapolis office had the privilege of serving at Gleaners Food Bank of Indiana Inc. The g ...
Top-5 Places to Live in South Carolina<p>Everybody knows which Carolina is the best Carolina; the one with the beaches, forest, those hot summer temperatures. The one with the variety of ...
The World’s Simplest Thanksgiving Turkey Rec ...<p>We are 48-hours away from Thanksgiving Day! That means it is time to focus on the turkey. Why in the world do people stress so much over their Tha ...
Thanksgiving Recipe: Classic Green Bean Cass ...<p>This week’s recipe is Classic Green Bean Casserole. “Classic” green bean casserole means different things to different people. For som ...
Veterans Day<p>Today we honor those who serve or have served our country. We want to recognize our employees who have answered the call to serve our country and ...
Thanksgiving Recipe: Classic Traditional Stu ...<p>Over the next few weeks, leading up to Thanksgiving, we will be sharing some of our favorite holiday recipes! Now you might be asking yourself, ‘w ...
Mortgage Law: Self-Employed Clients and Inco ...<p>Perhaps the most well-known mortgage legislation of the last 40 years, and the one to have the greatest impact on consumers, is the Dodd-Frank Act ...
Mortgage Law: APR’s and Advertising<p>Perhaps no industry can be more confusing when viewing advertisements than mortgages. In addition to the disclaimers, loan products (when appropri ...
The Continuously Growing County in Indiana<p>25 years ago Hamilton County, located just north of Indianapolis, consisted primarily of cornfields and country roads. Today, we find sprawling su ...
Mortgage Education Series: SAFE Laws and Mo ...<p>When you’re looking to buy a home using a mortgage loan, or refinance your currently existing home, then you’ll need to work with a Loan Officer t ...
Why Should I Choose Royal United Mortgage LL ...<p>Royal United Mortgage LLC, headquartered in Indianapolis, Indiana, is a privately held National Mortgage Lender that has been in business since 20 ...
Studying for the NMLS Federal SAFE Exam<p>The NMLS Federal SAFE Exam is a licensing exam that every aspiring loan advisor must take and pass in order to service clients’ needs. Royal Unite ...
Can a HARP Mortgage Loan Help Me?<p>You might have heard about HARP, (Oftentimes called the Obama Loan) but what is it, and can you reap the benefits? HARP, or the Home Affordable Re ...
Schaumburg Cycling for Life<p>Recently, four members of the Schaumburg branch took to the streets and rode their bikes 12.5 miles in support of the Cystic Fibrosis Foundation. ...
5 Things to Know When Buying a House<p>Buying a house is both exciting and intimidating. A lot of people want to know where to get started and what to expect. Below is a list of 5 thing ...
A Day of Volunteering at Gleaners Food Bank<p>When it comes to giving back to our community, the team at Royal United Mortgage LLC knows how to deliver. Over 20 of our Indianapolis team member ...
5 Tips to Improve Your Credit Score<p>Credit scores are the all important factor in a lot of things in life. They can determine whether an individual gets their dream home and for some ...
Mortgage Law: Standardized Qualifications<p>In today’s industry, the qualifications for obtaining a mortgage loan are set by organizations such as Fannie Mae, the Federal Housing Administrat ...
Why Are You Asking So Many Questions?<p>A lot of my clients have asked me why we ask so many questions when we first talk to them? I respond by telling them that asking a lot of question ...
Cystic Fibrosis Golf Outing<p>Many of our employees love to play golf! Recently, they got to enjoy a round of golf while raising $484 for the Cystic Fibrosis Foundation. Cystic ...
What is a mortgage?<p>You’ve probably heard the word “mortgage” a lot in your life. For some, this word can cause stress or panic. A mortgage isn’t really a thing that ...
Community Outreach – Feed My Starving Childr ...<p>Since opening in 2008, the goal of Royal United Mortgage LLC has always been to give back to our community. We have been very lucky to have create ...
Transitioning with Royal United Mortgage LLC<p>One of the things I like best about Royal United Mortgage LLC is that everyone wants to see and help you achieve your dreams. Many people dream ab ...
Employee Insight ~ Faith Kuntz<p> Faith Kuntz NMLS #1382299 has been working with Royal United Mortgage LLC since June 2015 and recently changed her name from Faith O ...
Employee Insight: Lyndon Jones<p>Lyndon Jones NMLS# 1436214 has been working with Royal United Mortgage LLC since November 2015. He is based out of headquarters in Indianapolis, I ...
Indianapolis Indiana office takes on a new c ...<p>For the past two weeks, 32 Royal United Mortgage LLC employees have been participating in the challenge. The challenge encourages employees to eng ...
Employee Insight: Jared Vail<p> Jared Vail NMLS# 1281482 has been working with Royal United Mortgage LLC since 2014. He is based out of our office in Indianapolis, Indiana ...
Austin Office Boys and Girls Club Cookout<p>When 50 kids and 20 adults (who like to be big kids) get together for a summer bash, you know FUN is the theme of the day. Fun is what our team in ...
Interview with Katie Sebastian- Home Loan Ad ...<p>Katie Sebastian has been with Royal United Mortgage for about two and a half years. Katie has been a Loan Advisor, a Team Lead, and she currently ...
Indianapolis office supports #Packapack and ...<p>For the entire second week of July, the School on Wheels reached out to local businesses to donate school supplies. The goal was to fill 100 back ...
Indianapolis office spends some time with Sc ...<p>It was a perfect morning as our team gathered outside the Indianapolis Zoo. Over 10 people from the Indianapolis office, and a few members of staf ...
Mortgage Education Series: Federal SAFE Test ...<p>For those that wish to become Loan Advisors the one thing that stands between them, and their future career is the SAFE MLO (Mortgage Loan Origina ...
Indianapolis Indiana Experiencing Orientatio ...<p>I was able to observe a New Hire Orientation for the second time as an HR intern this summer. This experience is unlike any other I have been a pa ...
Indianapolis Indiana Internship at Royal Uni ...<p>This is my third year working at Royal United Mortgage LLC as an intern. I have worked one winter break in the intake department, one summer in th ...
Indianapolis office begins to move more<p>Exercise is a crucial activity that everyone should incorporate into their everyday lives. Especially in a work environment where you are stationa ...
GLASSDOOR NAMES Mike Keleher A HIGHEST RATED ...<p>Our employees are to thank today as Mike Keleher is named one of the Highest Rated CEOs on Glassdoor, according to the company’s most recent repor ...
Indianapolis Office: Royal United Mortgage L ...<p>Royal United Mortgage LLC employees joined in on a dual effort to support School on Wheels and participate in a 5k. School on Wheels is an organiz ...
Meaning in Father’s Day: Support Your Loved ...<p>Happy Father’s Day to all you fellow dads out there. Being a father comes with responsibility, challenges, fun times, hard times, and lots of fami ...
What You Get At Royal United Mortgage LLC<p>The moment you get on the phone with someone at Royal United Mortgage LLC, you will have a different experience than what you deal with at a bank ...
Voted Indianapolis’ top workplace 2 years in ...<p>In the second week of June, employees at Royal United Mortgage LLC celebrated another victory. We were rated “Top Workplace” for midsized companie ...
Austin gets Active<p>Employees in our Austin Texas office took time out on last week to participate in a company wellness event at Bull Creek Greenbelt. We’re no stran ...
Royal United Mortgage LLC Indianapolis India ...<p>It was a Sunday in June when all staff members of Royal Untied Mortgage LLC, and their families, were treated to a free Indian’s game at Victory F ...
Mortgage Education Series: Equal Housing Opp ...<p>According to the Department of Housing and Urban Development’s (HUD’s) website “The mission of the Office of Fair Housing and Equal Opportunity ( ...
Real Client Success Story: Retirement Dreams ...<p>When I first met Katie, it was on a Saturday. Most banks aren’t open then, but we don’t work typical banker’s hours. In our initial phone call, I ...
Memorial Day Remembrance<p>On this day of remembrance, Royal United Mortgage LLC would like to honor all members of the military and their families, who served and lost thei ...
Royal United Mortgage LLC Schaumburg Branch: ...<p>The Royal United Mortgage LLC Schaumburg branch decided to give back in a big way. The Veterans of Foreign Wars post 2298 would play host to a bin ...
Memorial Day Funding: What You Need to Know<p>It’s hard to believe we’re almost halfway through 2017! The last Monday of May is recognized as Memorial Day and is a federally recognized holiday ...
Indianapolis Office: Gleaners Food Bank Visit<p>On Thursday, May 18, some of the Indianapolis staff of Royal United Mortgage LLC gathered at Gleaners for the day as part of one of our monthly ou ...
Employee Insight: Austin Sawvel<p> Austin Sawvel NMLS# 1425369 has been working with Royal United Mortgage LLC since 2014. He is based out of our office in Indianapolis, Indi ...
Team Schaumburg Supports Feed My Starving Ch ...<p>The Royal United Mortgage LLC Schaumburg IL branch donated time volunteering at Feed My Starving Children (FMSC) in May. FMSC is a local outreach ...
Indianapolis Office Teams Up With Indianapol ...<p>It was a cold Thursday morning when the Indianapolis Blood Center RV rolled up to the Royal United parking lot. It wasn’t exactly a picturesque mo ...
Employee Insight- Marty Andel<p>Marty Andel NMLS# 1028641 has been working with Royal United Mortgage LLC since 2013. He is based out of our office in Schaumburg Illinois. Marty ...
Indianapolis Office E-cycle<p>The tail end of April marked the second time this year that Recycle force has been out to the Indianapolis Branch of Royal United Mortgage. Recycl ...
Celebration of Education Gala!<p>This April, the Indianapolis Indiana branch of School on Wheels hosted an Education Celebration Gala. The purpose of this event was to give back t ...
Indianapolis Office 3 on 3 basketball tourna ...<p>Recently the Indianapolis office got together to play some 3 on 3 basketball at Life Time Fitness. The signup sheet had been passed around the off ...
Autism Awareness Donation: Beech Grove Inter ...<p>Recently Royal United Mortgage LLC hosted an autism awareness drive. We put together shirts, created newsletters, and had several people in the of ...
Autism Speaks- Photo Event<p>On Monday April 3rd, nearly 70 members of the Indianapolis team of Royal United Mortgage LLC gathered out front to participate in a group photo. T ...
It’s Tax Time!<p>For many Americans, taxes are the last word we want to hear right now. Owing money to the government can be as stressful as having credit card deb ...
Don’t Have Enough Money to do that…Think AGA ...<p>Last year, 2016, was a good year. I traveled to Gatlinburg, Washington D.C., Florida, Sweden, Denmark, Canary Islands, and Cape Verde (Africa). No ...
Help the Animals<p>I RECYCLE CANS! No, this isn’t my supplemental income (although it would help with my husband’s electronics obsession)…it is for Help The Animal’s ...
Royal United Mortgage LLC is Proud to Recycle<p>We have now joined the ranks of responsible companies that recycle! Why is this important? There are many good reasons for adding recycling to you ...
Royal United Mortgage LLC lends a helping ha ...<p>According to Gleaners Food Bank, “A recent report estimates that as many as 1 in 4 children do not have enough to eat to be healthy.” That’s not a ...
Boys & Girls Club 3 on 3 Tournament<p>On Thursday, March 16th a group of Royal United Mortgage LLC employees met with our long-term partners The Boys and Girls Club of Indianapolis for ...
The Fight For Air<p>The city of Indianapolis, with the help of the American Lung Association, hosted the “Fight For Air” Climb event. It’s an event held in most major ...
It’s Easy Being Green on St. Patrick’s Day<p>Our team is celebrating St. Patrick’s Day in a fun way and spirits couldn’t be higher. Whether Irish or not, the Royal United Mortgage LLC offices ...
Round Two of Indy Chair Massages<p>Dr. Newton came by the Indianapolis office again today, for another round of chair massages. In total over a 2 hour period, twenty massages were h ...
Real Client Success Story: Awesome Austin<p>Across the country, from Cincinnati to Houston and from coast to coast, most Americans are looking forward to retirement. It’s supposed to be one ...
Indianapolis Gives Blood and Love to the Ind ...<p>On February 9th the Royal United Mortgage LLC took part in a donation for the Indiana Blood Center. The Blood Center, whose mission is to provide ...
Employees Volunteer at Indianapolis Boys � ...<p>The Royal United Mortgage LLC Indianapolis team members spent an evening giving back to the Central Indiana community. Over 10 employees volunteer ...
Planking Challenge: Royal United Mortgage LL ...<p>This winter, Royal United Mortgage LLC proposed a new type of challenge to the company: planking. Staff members from our Indianapolis IN, Schaumbu ...
Indy gets some well deserved rest!<p>The Indianapolis branch of Royal United Mortgage LLC was treated this week to a round of chair massages. The Indianapolis office had an astounding ...
Share The Love: Support School On Wheels<p>School on Wheels has been one of Royal United Mortgage LLC’s longtime outreach partners. On Thursday January 26th, they held a networking event at ...
Indianapolis Office Electronics Recycle Day<p>Employees of Royal United Mortgage LLC might have noticed signs posted around the office this week. Royal United Mortgage LLC has begun its spring ...
Millennials Are Shaping Indianapolis Housing ...<p>Individuals age 18 – 34 go by many different labels; Gen Y, Echo Boomers and The Selfie Generation, just to name a few. But the term most people a ...
Royal United Mortgage LLC and the Salvation ...<p>The Royal United Mortgage LLC. Cincinnati branch was more than happy to help the local Salvation Army serve Christmas dinner to members of the com ...
The Oaks Academy Christmas Tree Festival<p>A new tradition was started by The Oaks Academy and Royal United Mortgage LLC was honored to be part of it. The Christmas Tree Festival took place ...
Gleaners and Royal United Mortgage LLC Team ...<p>On December 2, 2016, 66 Royal United Mortgage LLC team members volunteered at Gleaners Food Bank of Indiana. Their mission is: To end hunger by e ...
Holiday Celebration for School on Wheels Fam ...<p>On December 12, 2016 a group of Royal United Mortgage LLC. volunteers put together a Holiday Celebration with community partner School on Wheels i ...
What Role Does a Home Refinance or Home Equi ...<p>Should I refinance? Should I utilize equity in my home to help pay off bills, make home improvements, or build up an emergency fund? What will i ...
Our Team Volunteers at the Indianapolis Boys ...<p>A team of Royal United Mortgage LLC. Volunteers served a Thanksgiving meal at the Legore Boys & Girls Club. It was a great experience for the ...
Credit Score: Tips and Insight<p>It is pretty amazing to be able to provide mortgage loan options to borrowers around the country. In my home state of Indiana, I have clients not ...
Cystic Fibrosis Gala<p>The Indiana Chapter of the Cystic Fibrosis Foundation hosted its 28th Annual Indy’s Finest Auction Gala on November 5, 2016 at The Hyatt Reg ...
Happy Thanksgiving from Royal United Mortgag ...<p>Whether with friends or family, Thanksgiving is a time to come together and celebrate the many blessings that we all have. And while it’s no ...
Things to Consider When Scheduling an Apprai ...<p>The appraisal is an important part of the lending process. The primary objective of an appraisal is to establish the estimated market value of rea ...
Things to Consider When Scheduling an Apprai ...<p>For a majority of borrowers that complete a refinance transaction, the appraisal is the only type of property report required. However, in some in ...
Things to Consider When Scheduling an Apprai ...<p>When speaking in lending terms, a recently listed property describes a property currently listed for sale, or listed within the most recent 6 mont ...
Royal United Mortgage LLC: Committed to Help ...<p>We have all worked with families that left an impression on us. They remind us why our job is fun and that we have the ability to make a differenc ...
Things to Consider When Scheduling an Apprai ...<p>The home is the most valuable asset that many American’s own today. For this reason, it is important to protect your investment with routine maint ...
Royal United Mortgage LLC Employees Raise Sl ...<p>On October 6, 2016 the Indiana Blood Center stopped by the Royal United Mortgage LLC headquarters in Indianapolis for a blood drive. There is a co ...
On Job Mortgage Industry Training at the Roy ...<p>As an expert Loan Advisor at the Royal United Headquarter office in Indianapolis, IN I feel fortunate to have recently had the opportunity to visi ...
Employee Insight: Carissa Cass<p>Carissa Cass provides insight on why working at Royal United Mortgage LLC is rewarding. Carissa works at Royal United’s office in Schaumburg ...
Fighting Hunger in the Indianapolis Communit ...<p>It was a night of glitz, glamour and Gleaners. For years, Royal United Mortgage LLC has been partnered with Gleaners and our team volunteers regul ...
Cystic Fibrosis Chili Cook-off Fundraiser<p>The inaugural Royal United Chili Cook-off was a great success. A total of 17 employee chili cooks participated. There was a variety of chili recip ...
Functions of an Underwriter in the Mortgage ...<p>An underwriter primarily has three job functions. First, the underwriter reviews the standard credit, income and asset documentation, as expected. ...
Home Improvement Through a Home Equity Loan<p>Routine maintenance and inspection are vital for keeping homes efficient and safe. Periodic home examination, including appliances, may also spur ...
Royal United Mortgage LLC Hosts The Oaks Aca ...<p>The team at Royal United Mortgage LLC hosted a career day for The Oaks Academy Alumni Leadership Series. This event brought high school students t ...
Donated Bicycle Racks Installed at Indianapo ...<p>Maybe you saw our article about the refresh the Royal United team did for the Lily Boys & Girls Club facility earlier this year. Check out thi ...
Happy 15th Birthday School on Wheels<p>Birthdays are always fun no matter the circumstance. But, when you’re celebrating 15 years of helping to end the cycle of homelessness through edu ...
Real Client Success Story: Returning Clients ...<p>PART 2: Our team was excited to work with returning clients Cindy and her husband. Previously, they had refinanced their home to get cash out to s ...
Real Client Success Story: New Jersey Couple ...<p>PART 1: Cindy and her husband applied online to get a loan. After listening to their short and long term goals our team custom built three loan op ...
Team Building at the Annual Kickball Tournam ...<p>This is the reason I love this company. The team at Royal United Mortgage LLC is privileged to work where we’re given time to enjoy a childhood fa ...
Behind the Scenes: Mortgage Loan Underwriting<p>As a borrower, it can be frustrating to sit back and wait as your loan travels through the lending process. I have traveled through the process tw ...
Real Client Success Story: VA Loan Settles F ...<p>When Suzette and I first began discussing the goals she and her husband, Jim, had for a refinance, they were unsure and a bit hesitant to begin. E ...
Licensing Laws to Protect the Consumer<p>As a consumer you want to know you are protected. In the mortgage industry you are protected more than you may realize. The Secure and Fair Enfor ...
Holiday for the Worker<p>The first Monday in September is reserved to celebrate the American worker and is dedicated to the achievements of this country’s diverse workforc ...
Cornerstones to a Successful Mortgage<p>There are many factors that contribute to success in the mortgage industry both for borrowers and lenders. At times some may seem more important t ...
Robotics Team on Display at Royal United Mor ...<p>The TechnoKats Robotics Team would like to thank Royal United Mortgage LLC for sponsoring our team this year. The TechnoKats are part of FIRST Ro ...
Real Client Success Story: Ann’s Second Home ...<p>Every now and then, we meet people with financial goals that seem to be way outside of the box. One of my clients, Ann (Queen Ann as I referred to ...
Royal United Volunteers Refresh Local Boys & ...<p>Our team is thrilled to have been able to impact a local Boys & Girls Club by providing some much needed upgrades to their facility. Royal Uni ...
Royal United Mortgage LLC Austin: Animal She ...<p>Austin is a vibrant community with many charitable options available. Our most recent charity venture was at the Austin Animal Center. This shel ...
Secondary Business Loss<p>“I don’t think I’m going to waste my time applying for a new mortgage! Last time I was denied because I claimed a loss on my side business. I sti ...
Legore Boys & Girls Club Summer Bash!<p>We had yet another great event with our partners at The Boys and Girls Club this past week. Friday, July 22 we spent the day at Legore Boys and Gi ...
Home Buying Advice<p>So, are you ready to paint your walls any color you want? Park in your own garage? Mow your own lawn? Fix that air conditioner yourself? Congratul ...
Home Buying Advice: Seal the Deal<p>All of your hard work has paid off – you found the perfect house! You’re almost home! It’s been a long road. Starting with gathering all the initi ...
Home Buying Advice: Happy (House) Hunting<p>There’s nothing better than spending a lazy Saturday afternoon taking a ride through your desired neighborhoods and searching for the place you’ll ...
Home Buying Advice: Do Your Homework<p>While dreams of owning your first home can be filled with possibility and excitement, it can be a daunting process if you’re not prepared. Here ar ...
School on Wheels: Back Pack Attack<p>School on Wheels is one of the organizations we sponsor here at Royal United Mortgage LLC for Community Outreach. Today we bought 135 backpacks an ...
Employee Insight: The Loan Application Proce ...<p>Caitlin Thorsen provides insight on the loan application process and factors that may disqualify borrowers. Posted: 07/14/2016</p>
The Age of E-signs is Upon Us!<p>For many years, Lenders have used thousands of pounds of paper each week just to get borrowers the refinance they need. But, today is a new day! W ...
Promoting Education at the Boys & Girls ...<p>The Royal United Mortgage LLC Team loves education which is why employees were eager to donate prizes to encourage learning for children at the Li ...
Royal United Mortgage LLC Volunteers Fill Ba ...<p>As the seconds ticked away the team started to move furiously. Focused and determined on a common goal, they pushed forward till time expired. The ...
Royal United Mortgage LLC represents at RUN( ...<p>On June 17th, Broad Ripple Village represented the perfect background for Royal United Mortgage LLC employees to get out to not only engage in phy ...
Delegated Vs. Non-Delegated Loans<p>When dealing with lenders in the past, you may have heard them talk about the qualification between a delegated loan and a non-delegated loan. Wha ...
Another Boys and Girls Club Event!<p>Summertime is here and your Royal United Mortgage LLC Team has done it again. Employee volunteers donated time to one of our Indianapolis Boys and ...
Team Schaumburg Hosts a Boys & Girls Cl ...<p>Royal United Mortgage LLC employees from the Schaumburg Branch got the opportunity to host a BBQ for the children at the Boy’s and Girl’s club in ...
Royal United Mortgage LLC Runs Into Wellness ...<p>Everyone thinks running or walking is just about throwing on a pair of shoes and getting out the door, right? While we would like it to be that si ...
Mortgage Loan Advisors Are Different<p>When I started working at Royal United Mortgage LLC I always wondered why we were called Loan Advisors instead of loan Originator or Loan Officer ...
Royal United Mortgage LLC Volunteers at The ...<p>When I walked into The Oaks Academy I was immediately taken back to the days when I was in middle school myself. The old building had a personalit ...
Real Client Success Story: Randy Saves Over ...<p>Randy mentioned that he likes to help out his friends when they are in need and he was personable–like a kind family friend. Randy, like many of u ...
Royal United Mortgage LLC Families Enjoy the ...<p>There was a great turnout of Royal United Mortgage LLC employees and their families at this year’s baseball outing with over 400 attending in our ...
Royal United Mortgage LLC Employees Support ...<p>I want to thank everyone who attended and donated to the Congenital Heart Walk on May 21st. CHDs are the most common birth defect, and they are th ...
Getting Qualified with IRS Transcripts<p>For any loan to get approved, a client must provide proof that they can satisfy the loan repayment through their income. Lenders use a ratio call ...
Royal United Mortgage LLC Volunteers at Scho ...<p>In support of families in the community experiencing homelessness, Royal United Mortgage LLC volunteers helped with a weekend event for our partne ...
Royal United Mortgage LLC is Recognized at T ...<p>I had the honor of representing our company by attending an awards ceremony for the end of the TechnoKats 25th season. I realize that name may bri ...
Taxes Are Filed: What Will You Do With Your ...<p>The deadline to file has passed and now, depending on when or how you filed, you might have a tax return deposited into your account. This may be ...
Royal United Mortgage LLC’s 8th Annual 3 on ...<p>It was a tournament fitting of the NBA at Lifetime Fitness last Friday when over 60 Royal United Mortgage LLC employees took the court for our ann ...
Royal United Mortgage LLC Team Participates ...<p>About 20 Royal United Mortgage LLC employees participated in the Indianapolis Mini-Marathon and/or 5K (#INDYMINI) on May 6th. This was the 40th ru ...
Royal United Mortgage LLC Supports Local Fir ...<p>The Royal United Mortgage LLC team is pleased to sponsor the Lawrence, IN Professional Fire Fighters Union Local 416 for their annual Golf Outing ...
Blood Donors Live Healthy & Save Lives<p>Someone in the U.S. needs blood every 2 seconds. One donation of a pint of blood saves about 3 lives! We all know that giving blood saves lives – ...
Austin Office Volunteers at Mobile Loaves &# ...<p>As the Texas heat ramps up and the summer approaches, the Royal United Mortgage LLC Austin branch has been right on its heals, quickly growing and ...
Transforming Lives Through Education!<p>As a committed sponsor of School on Wheels, the Royal United Mortgage LLC team attended the 2016 Education Celebration. This was the fifteenth ann ...
Spring Home Maintenance Checks That Should B ...<p>Do you have a home maintenance routine? Seasons change and your home needs a little love after the winter months. After all, it is one of your lar ...
A Special Field for Little League Baseball<p>Children deserve quality resources to learn and grow. Unfortunately the Frankfort, IN park athletic facilities were outdated and in desperate need ...
A Common Mistake to Avoid Before Funding<p>You just closed your mortgage loan refinance. In three days your rescission period will be up, and many of those pesky creditors will be paid in f ...
Celebrating Our #1 Top Places to Work Award!<p>The Royal United Mortgage LLC Team is so excited about our Top Places to Work Award for the 8th year in a row. In 2016, we are ranked number one f ...
How Do I Know When I’m Getting the Best Deal?<p>Once upon a time, getting a home loan was as simple as walking down to the local bank, sitting down with the manager, shaking hands and… presto! Y ...
Working With an Experienced REALTOR®<p>When shopping for their <a href="https://www.royalunitedmortgage.com/loan-products/home-purchase-loan/">first home</a> people today have a wide ar ...
World Autism Awareness Day<p>The eighth annual World Autism Awareness Day is April 2, 2016. Every year, autism organizations around the world celebrate the day with unique fun ...
Royal United Mortgage LLC Makes an IMPACT on ...<p>The teens of Boys & Girls Club of Elgin had the chance to spend a whole morning honing in on their career skills, thanks to Royal United Mortg ...
Royal United Mortgage LLC Team Schaumburg Pa ...<p>Team Schaumburg is pleased to partner again with Feed My Starving Children for the year 2016. Our team in Schaumburg pitched in to help the people ...
TEAM Royal United Mortgage LLC + Gleaners = ...<p>“GAME ON!” “You’re the bottleneck…” and “Pump the brakes!” were a few of the many phrases proclaimed on Friday morning at Gleaners Food Bank from ...
Boys & Girls Club Easter Egg Hunt: Roya ...<p>“Promoting physical activity, laughter, and bright smiles is what motivated us to do it!” This calendar year the Royal United Community Outreach T ...
Money Management 101 – How to Create a ...<p>“A budget is telling your money where to go instead of trying to figure out where it went.” –Dave Ramsey Many people hear the word “budget” and th ...
Community Outreach Prom Drive<p>Attending your high school prom is a big deal to most teenagers—especially teenage girls. I remember all the planning and excitement that went int ...
You Deserve More Than a Quick Quote<p>As any Loan Advisor can tell you, we often hear the following from prospective clients we call: “I didn’t expect to receive any phone calls.” “Why ...
Tax Return or Equity for Home Remodeling?<p>Everyone during tax season always seems to moan and groan, but in reality, most Americans get some sort of tax refund back. According to the IRS, ...
Royal United Mortgage LLC Supports Youth Rob ...<p>The TechnoKats are one of the original FIRST (For Inspiration and Recognition of Science and Technology) robotics teams and are also part of the ...
Important Considerations for Financing a Con ...<p>In today’s lending world, condominiums are extremely attractive to potential buyers for the low-maintenance and amenity-rich options they provide. ...
Concepts for a Quick Refinance<p>Every day I speak with dozens of homeowners looking to refinance their property. If you’re reading this article, I imagine you’re in a similar po ...
A Quick Refinance: The Lender<p>Do Your Homework Looking Into Perspective Lenders: Most mortgage companies will not hesitate to claim that they can get your loan closed unbelieva ...
Blood Donors Live Healthy & Save Lives<p> Someone in the U.S. needs blood every 2 seconds. One donation of a pint of blood saves about 3 lives! We all know that giving blood saves l ...
A Quick Refinance: The Appraisal<p>Take a critical look at your property, and plan for the appraisal. For most mortgage loans, an appraisal is necessary to getting the loan complet ...
Holidays in the World of Lending<p>There is a perception of “banking” hours… or jobs that involve financial services. The perception may be that those who work in financial service ...
A Quick Refinance: The Paperwork<p>One of the best things you can to do as a borrower to expedite your loan processing is to make sure you get as much paperwork over to your lender, ...
Super Service Challenge Update<p>In October 2015, our team submitted videos to the Super Service Challenge in support our partner School on Wheels. Since then, we’ve been actively ...
Royal United Mortgage LLC’s Habitat for Huma ...<p>In 2015, our team in Indianapolis made significant impact in our community. Looking back on the past year, we aided in the building of several hom ...
Do I Qualify For a HARP Mortgage?<p>The Home Affordable Refinance Program, also known as HARP, was created to help homeowners who have kept current on their existing mortgage get a m ...
Too Cold to Buy a Home?<p>No sane person would buy a home in the winter. I mean who wants to shovel snow just to get a peek at a prospective dwelling or risk frostbite scop ...
Real Client Success Story: Elaine’s Low Bala ...<p>Because Elaine did not owe much on her loan, fewer lenders wanted to work with her, so she was apprehensive. Although there are challenges with lo ...
Interest Rate Hike: What You Should Know<p> With the US economy improving, the Federal Reserve announced in December that it will be raising its key interest rate by 25 basis points, ...
Employee Insight: Rob Williams<p>Written by: Rob Williams, Assistant Vice President of Sales at Royal United Mortgage LLC Published: 1/8/2016</p>
Blood Donors Live Healthy & Save Lives<p>Someone in the U.S. needs blood every 2 seconds. One donation of a pint of blood saves about 3 lives! We all know that giving blood saves lives – ...
Royal United Mortgage LLC Supports School on ...<p>Let’s talk about being part of something bigger than ourselves. The Christmas party last night at the Barton Center sponsored by Royal United Mort ...
What are Discount Points?<p>Getting a home loan can be stressful at times, but it doesn’t have to be, as long as you have a better understanding of what everything means. Hom ...
TRID: Smoke or Fire?<p>Where there is smoke, there is fire, right? Or is there? To give you a quick snapshot, on October 3rd, 2015 the Consumer Financial Protection Bure ...
Should You Sell Your Home Before You Buy?<p>There are many reasons you might hesitate to sell your home before you buy a new one. Maybe you want to cushion your move. You might consider ret ...
Royal United Mortgage LLC Team Schaumburg Vo ...<p>On Friday November 20th , 21 members of Team Schaumburg pitched in to feed children in Iraq that are displaced by the terrorist group ISIS. Worki ...
Royal United Mortgage LLC’s Thanksgiving Meal<p>It’s an annual tradition at Royal United Mortgage LLC to take time out of our busy days to enjoy a meal together for Thanksgiving. The leadership ...
What is Fairness in Lending, and Why Do I Ca ...<p>Fairness in lending has been legally mandated in some form since the passage of the Civil Rights Act of 1968, which prohibits discriminatory lendi ...
Another New Record at Gleaners<p>If you’ve volunteered before you understand the importance and gratification of coming together with others to help others. Those who struggle to ...
Real Client Success Story: Giving Delores He ...<p>Delores was one of my recent clients who was looking for a little relief from her mortgage payments so that she could take care of some other expe ...
When Can I Refinance?<p>There’s a fine line between when a homeowner can refinance and when they should, and a lot is dependent on your loan terms. Some lenders stipulate ...
How Are Home Equity and Refinancing Related?<p>Whether you’re a first-time homeowner or on your third house, there’s a certain amount of satisfaction in seeing the principal balance on your mor ...
Team Schaumburg: Royal United Mortgage LLC G ...<p>Like you, I take great pride and pleasure in being part of the Royal United Mortgage LLC family where we give back to our community! A great examp ...
Do You Have Good Bills or Bad Bills?<p>What’s that you say…good versus bad bills? Aren’t all bills created equal? Unfortunately, many people think the answer to the latter is yes. I’m g ...
Real Client Success Story: Getting Cathy Bac ...<p>After speaking with Cathy, it became evident that she was a lady that needed some help. After recently losing her husband, she was in a financial ...
Royal United Mortgage LLC Employees Support ...<p>Another year comes around; more ads about getting your flu shot. Some are skeptical, but those of us who get vaccinated every year can attest: it ...
Employee Insight: Eric Ashton<p>My name is Eric Ashton, I’ve been with Royal United Mortgage LLC since December of 2008. I am currently the IT Director. My favorite part a ...
TRID? Simplified Disclosures<p>If you’re not associated with the mortgage industry, then October 3rd of this year may have come and gone quietly just like any other typical fall ...
Please Vote For Our Super Service Challenge ...<p>Check out these videos <a href="https://www.royalunitedmortgage.com/">Royal United Mortgage LLC</a> created in support of our charity partner Scho ...
About to Close? Don’t Touch Your Credit!<p>There is nothing more frustrating than going through the finance process to refinance or purchase a home, get to the very end where you’ve signed ...
Your 401K and Your Mortgage Loan<p>With the decline in “defined benefit” pension plans across the country, many employers choose to offer their employees retirement savings plans de ...
Real Client Success Story: Denise’s Re ...<p>Every now and then you meet people with absolute resolve to better their situation. One of my clients, Denise, had exactly that. What made her spe ...
The Gift of Habitat<p>Everyone has a different idea about what giving back really means. I always took care of the people at the Wheeler Mission and felt really good th ...
Gleaners Harvest Moon Gala<p>Humbling. Exciting. Fast. VIP. These are just a few words that come to mind when I think about the experience that my wife, Jenny, and I had at th ...
Royal United Mortgage LLC’s Team Schau ...<p>The Schaumburg Team held its’ most recent branch outing this past month at the Busse Woods Forest Preserve. Turnout for the outing was stellar onc ...
Real Client Success Story: William & Su ...<p>William and Suzanne needed a loan to make their multiple payments more manageable. Debt consolidation is a common interest with clients and as an ...
Why We Love Refinancing (And So Should You)<p><a href="https://www.royalunitedmortgage.com/loan-products/home-refinancing-loan/">Refinancing</a> your home is not always the right move for ever ...
Royal United Mortgage LLC Hosts a Health Sem ...<p>Royal United Mortgage LLC employees enjoyed a seminar presented by Dr. Adam J. Newton of Health Solutions of Carmel last week. During this seminar ...
Five Things Loan Advisors Hate Hearing<p>Applying for a new home loan can be stressful, and often confusing. While Loan Advisors are able to assist and guide clients through easy and succ ...
Choosing Confidence<p> On Wednesday, August 19th, twenty individuals made the choice to join me on the fifth floor to learn a little about “Choosing Confidence.” ...
My Loan Just Closed. Why Has It Already Been ...<p>Don’t let refinancing a home or purchasing a home become confusing or frustrating. Your lender should alleviate all confusion and frustration. As ...
Royal United Mortgage LLC Team Schaumburg Ha ...<p>On August 21, 2015, Royal United Mortgage LLC Team Schaumburg had its inaugural Habitat for Humanity build day. The home we were working on is loc ...
Employee Insight: Paul Otto<p>Hi I’m Paul Otto. I am the Assistant Vice President and I’ve actually been here since May 2009. The thing that I love the most our c ...
Royal United Mortgage LLC’s Kickball T ...<p>We were all brought back to our playground days this week as Royal United Mortgage LLC hosted our first annual summer kickball tournament at Sahm ...
Real Client Success Story: Tennessee Penny’ ...<p>When I first talked to Penny, she sounded like somebody who had been dealt a few bad hands and wasn’t expecting anyone to help her out. Like many ...
I’m Not Eligible for the Mortgage Loan ...<p>Consider this…Your goal is to refinance and gain a shorter term, lower interest rate, or simply improve your overall situation but you’re struggli ...
How Long Should it Take a Home Loan to Close?<p>Closing the loan is all part of the process <a href="https://www.royalunitedmortgage.com/loan-products/home-purchase-loan/" target="_blank" rel="n ...
Real Client Success Story: Keshia’s First Ho ...<p>When <a href="https://www.royalunitedmortgage.com/testimonials/outstanding-service-4/" target="_blank" rel="noopener noreferrer">Keshia</a> first ...
Royal United Mortgage LLC’s Backpack A ...<p>Recently, Royal United Mortgage LLC had an opportunity to support a great cause. Volunteers from the company set aside time to stuff backpacks to ...
Royal United Mortgage LLC Employees Give Bac ...<p>Royal United Mortgage LLC employees are in the business of changing lives. Empowerment is one of the most valuable things we offer. On July 30th, ...
The Worst Things You Can Do When Mortgage Sh ...<p>Many homeowners have embraced the internet as a way to secure their new mortgage loan. Whether looking to <a href="https://www.royalunitedmortgage ...
5 Steps to Prepare for a New Home Purchase<p><a href="https://www.royalunitedmortgage.com/loan-products/home-purchase-loan/">Buying a home</a> can be fun and exciting but can also come with s ...
The Mortgage Banking Industry: Then, Now, & ...<p>Twenty years ago, I was blessed with the opportunity to start my career in mortgage banking industry. When first hired as a <a href="https://www. ...
Can Refinancing Your Home Help You Meet Your ...<p>What kind of <a href="https://www.royalunitedmortgage.com/blog/2015/06/monday/home-refinance-loan-home-equity-loan/setting-goals-secure-financial- ...
Don’t Be Fooled by Mortgage Lender Ads<p>Education: It’s the best way any potential borrower can help themselves before either <a href="https://www.royalunitedmortgage.com/mortgage-produ ...
Royal United Mortgage LLC Team Schaumburg Vo ...<p>Once again our team in Schaumburg rolled up their sleeves to package meals for malnourished children across the globe. Royal United Mortgage LLC f ...
Royal United Mortgage LLC Team Runs the KY T ...<p>For the 2<sup>nd</sup> year in a row, Royal United Mortgage LLC employees participated in the Tough Mudder event. This year the event took place o ...
Run (317) For School on Wheels<p>Running or walking 3.17 miles might not sound like everyone’s favorite activity but on June 18<sup>th</sup> Royal United Mortgage LLC employees vo ...
Royal United Mortgage LLC Employees Raise Fu ...<p>The<span class="Apple-converted-space"> </span><a href="http://www.bethematchfoundation.org/site/TR?fr_id=3490&pg=entry#.VYcbSkaOWy4">2015 Tyl ...
Canned Offers vs. Custom Loan Options<p>When shopping for a mortgage it is critical to understand the difference between canned offers and custom loan options.</p>
Royal United Mortgage LLC’s 5th Annual ...<p>On June 5<sup>th</sup><span class="Apple-converted-space"> </span>Royal United Mortgage LLC hosted its 5<sup>th</sup><span class="Apple-converted- ...
Employee Insight: Colby Hurford<p>Hi, my name is Colby<span class="Apple-converted-space"> </span><span data-scaytid="1" data-scayt_word="Hurford">Hurford</span><span class="Apple- ...
The Right Mortgage Solution Can Save You Mon ...<p>When homeowners think about<span class="Apple-converted-space"> </span><a href="https://www.royalunitedmortgage.com/about-us/testimonials/saving-m ...
Royal United Mortgage LLC Families Enjoy the ...<p>It was time to “batter up” as over 200 Royal United Mortgage LLC employees and their family members headed out to Victory Field Sunday to kick off ...
Landscaping Volunteer Day at The Oaks Academy<p>Being a lifelong East Sider, I’ve seen the good the bad and the ugly on my side of town… and there has been a lot of ugly. On Friday, May the 29< ...
Setting Goals for a Secure Financial Future<p>How many of us have a<span class="Apple-converted-space"> </span><em>real</em><span class="Apple-converted-space"> </span>5 year plan? A 10 year ...
Employee Insight: Shawn Greve<p>My name is Shawn Greve. I’ve been with Royal United Mortgage LLC for 4 years. I’m a Vice President in charge of our Schaumburg, IL operation. One ...
A Memorial Day Thank You<p>We are proud of those, including many of our own employees, who continue to serve and protect our freedoms. Thank you.</p>
Mortgage Industry Compliance & How it P ...<p>For a lot of people, applying for a mortgage can be a daunting task. There is so much information out there and it can be easy to suffer from ‘inf ...
Employee Insight: Julia Saffran<p>My name is <a href="https://www.lendingtree.com/loan-officer/julia-saffran-reviews-lo826338?page=1" target="_blank" rel="noopener noreferrer">Juli ...
Real Client Success Story: Nancy & Greg ...<p>Nancy and Greg have owned their home for nearly 20 years. Both are public school teachers and have been for 20 years. With the help of student loa ...
Employee Insight: Richard Salazar<p>Hi, my name is<span class="Apple-converted-space"> </span><a href="https://www.lendingtree.com/loan-officer/richard-salazar-reviews-lo426470" targ ...
Top 4 Mortgage VIPs<p>You, the borrower, are the most important person in any loan that’s originated. However, there are many people who help close and fund a loan. < ...
April Autism Awareness<p>Did you know that April 2<sup>nd</sup> was <a href="https://www.autismspeaks.org/what-autism/world-autism-awareness-day">World Autism Awareness Da ...
Employee Insight: Alison Levar<p>My name is <a href="https://www.lendingtree.com/loan-officer/alison-levar-reviews-lo801859?page=1" target="_blank" rel="noopener noreferrer">Aliso ...
Another Successful Habitat Build<p>Last week <a href="https://www.royalunitedmortgage.com/">Royal United Mortgage LLC</a> was once again able to give back to the community and show ...
Why Rate Isn’t What You Think It Is<p>Have you ever heard the old wives tale that it only makes sense to <a href="https://www.royalunitedmortgage.com/mortgage-products/home-refinancing ...
Financial Services: It’s Not About Making Sa ...<p>The most important thing about my career as a <a href="https://www.royalunitedmortgage.com/about-us/testimonials/quick-and-professional">Loan Advi ...
Employee Insight: Nick Miller<p>Hi. My name is <a href="https://www.lendingtree.com/loan-officer/nicholas-miller-reviews-lo412248?page=1" target="_blank" rel="noopener noreferrer ...
Credit – It Is That Important!<p>It’s March which means it’s time to celebrate something more than basketball and the changing of seasons. More importantly yet less commonly know ...
3 Habits of a Highly Effective Borrower<p>When you are in the market for a refinance or new home purchase loan, it can seem overwhelming. There are millions of advertisements online and m ...
Mortgage Costs: What to Look For<p>What are the first things that come to mind when considering a mortgage loan? If you’re like many, it‘s the <a href="https://www.royalunitedmortg ...
Employee Insight: Anitra Carter<p>Hi! My name is <a href="https://www.lendingtree.com/loan-officer/anitra-carter-reviews-lo1021358" target="_blank" rel="noopener noreferrer">Anitra ...
Royal United Mortgage LLC Makes an IMPACT at ...<p>The Royal United Mortgage LLC team in Schaumburg, IL proved that giving back, and showing competitive Royal United Mortgage LLC spirit, isn’t just ...
The True Cost of a Bad Mortgage Loan<p>When you are looking to <a href="https://www.royalunitedmortgage.com/mortgage-products/home-refinancing-loans">refinance</a> or <a href="https://w ...
Employee Insight: Neil Daily<p>Name: Neil Daily. Position: Underwriter. Length of service at Royal United Mortgage LLC: 5 years, 2 months. Hobbies: Beer brewing, traveling (spec ...
Loan Modification / Home Affordable Modifica ...<p><strong>HAMP</strong> is designed specifically to help <a href="http://www.makinghomeaffordable.gov/pages/default.aspx">homeowners impacted by fin ...
Choosing the “Right” Lender<p>Today, the majority of <a href="https://www.royalunitedmortgage.com/mortgage-products/home-refinancing-loans" target="_blank" rel="noopener norefe ...
Behind the Scenes of a VA Loan<p><a href="https://www.royalunitedmortgage.com/mortgage-products/va-loans" target="_blank" rel="noopener noreferrer">VA guaranteed financing</a> oft ...
Gas Prices & Mortgage Savings<p>Last night I had to stop on my way home from work to fill up on gasoline in these sub-arctic temperatures we are experiencing in the Midwest. As I ...
Employee Insight: Cara Haynes<p>Name: Cara Haynes. Position: Funder/ Client Services Manager. Length of service at Royal United Mortgage LLC: just over 3 years. Hobbies: painting ...
Past – Here – Now<p>The New Year is a time when folks tend to put extra effort into resolutions that concentrate on the year ahead. Maybe you’ve even been reading onl ...
From All of Us<p>As the New Year looms ever closer, the whirlwind of energy and activity that started around Thanksgiving has grown exponentially and will continue ...
Financial Peace to Light Up Your Holiday!<p>At this time of year, many are last-minute shopping to get those perfect items for friends and family… <strong>but </strong><em><strong>your</stro ...
Royal United Mortgage LLC Breaks Records at ...<p>“We were prepared….we just weren’t prepared for you!” was the statement made by John Whipple from Gleaners Food Bank as Royal United Mortgag ...
Thanksgiving Thoughts<p>Ah, Thanksgiving. A time when we Americans gather to eat much, laugh loudly, reflect quietly, exercise little, and nap frequently. Conversation t ...
At A Fair to Remember<p>A remarkable thing happened at a recent <strong><em>job fair</em></strong> – what, you were thinking this article was about a famous old movie? Am ...
Veterans Day<p>TV shows, stock market investments, political leanings, clothes, sports teams, body art, foreign policy, raising children, food…the list is endles ...
October Thoughts<p>The leaves that were so beautiful the first of the month are now covering lawns and clogging gutters; the stock market has been bouncing up and do ...
In a Financial Hole? Stop Digging!<p>How frustrated are you that your credit card bill(s) never seem to get smaller? One of <a href="https://www.royalunitedmortgage.com/">our</a> Flor ...
Stubborn, Stubborn Mortgage Rates<p>Mortgage rates are like a stubborn child. For months now we have been told by some “experts” that the good times are over and the days of remarkab ...
Half a Mind<p>Denise opened the conversation with <a href="https://www.royalunitedmortgage.com/">our</a> Loan Advisor by stating emphatically, “I’ve half a mind ...
Talking About Home Refinance Loans?<p>“My husband and I have been talking about talking about getting our home refinanced…but all we do is talk about discussing it…we never really talk ...
The Customer Always Says It Best<p>It’s no secret that <a href="https://www.royalunitedmortgage.com/">we</a> want our customers to know about our values and superior service. We bel ...
Chicken, Egg or Mortgage?<p>When that <strong>first twinge of “movingitis” hits</strong> and thoughts of a new home become more invasive in the old noggin, <strong>what shoul ...
What? Me Worry?<p>I’m going to tell you a secret. People worry. Nah, that’s not the secret; everybody knows that people worry. We worry about the economy, health, j ...
Go Forth After the Fourth<p>The long July 4<sup>th</sup> weekend is over. Most of us ooh’d and aah’d at the fireworks until we were hoarse, ate too much, sunned too long and ...
Two Ears…One Mouth<p>Every person in the <a href="https://www.royalunitedmortgage.com/">Royal United Mortgage LLC</a> family had to pass an important <strong>biology t ...
So Why Not Me?<p><em>“I don’t mind that they got themselves a new pool and claim they don’t have any debt; but walking around with <strong>smug looks</strong> on t ...
The Butcher, Baker and Mortgage-Maker<p>After refinancing Teresa’s home she told her Loan Advisor, “I have to admit <strong>I was a little nervous about calling </strong><a href="https:/ ...
Things That Don’t Make Sense<p>There are some things in our lives that we just accept as <em>the way things are</em> – but if we thought about them they wouldn’t make any sense. ...
Low Rates, Common Sense and Savings<p>One of <a href="https://www.royalunitedmortgage.com/">our</a> wonderful customers, Steve Skeptic, told our loan advisor, “A friend said I should c ...
Myth Busting Low Credit Scores<p>People think that a low credit score eliminates any possibility of obtaining a loan; blemishes on their record – high card balances, missed paymen ...
Toenails? Refinance?<p>Walter from Texas<strong> is one of the funniest customers we’ve ever had.</strong> In fact, he established new standards for what funny really me ...
The Whole Band Has To Play The Same Tune<p>Loan Advisors are the rock stars of the mortgage industry (and ours are going to take some ribbing when the other team members read this). They ar ...
Great Service – Great Rates – Great Timing<p>Who said you can’t have your cake and eat it too? Well, Andy from New Jersey for one. A self-proclaimed pessimist extraordinaire, Andy told <a hre ...
At Any Age…Think About Retirement<p>“I want to talk about how the <strong>equity in my house can figure into my retirement plans</strong>,” Gina from Minnesota told <a href="https:// ...
Not knowing is worse than getting a “NO”<p>“We didn’t want to call because <strong>we knew what you were going to say</strong>,” is how Ray & Ana from Arizona opened the conversation wi ...
It’s Always About People<p>In <a href="https://www.royalunitedmortgage.com/">our</a> efforts to communicate with you, we often pick a <em>dry</em> subject: the definition of ...
C’mon Spring…or Summer…or Fall<p>Let’s have a show of hands from all of the snow-belt people who are sick of shoveling white stuff. And how many of you are getting dizzy from watc ...
Do You Want Truth or the Facts?<p>Watching TV can make you crazy; this is especially true if you are thinking about getting a loan and you tune in to one of the business channels. ...
All-Star Cast<p>Have you ever watched a movie simply because it had a “big name” star in the lead role? Have you ever had that same movie turn out to be a real st ...
Getting a Home Loan can be Sooo Boring!<p>Quite a title, yes? But please don’t misunderstand what <a href="https://www.royalunitedmortgage.com/">we’re</a> saying; the <strong>reason</stron ...
Would You Like Ham With Your Mortgage?<p>Most of us don’t mind taking a number when we’re at the deli counter but getting a mortgage would seem to warrant a little more personal attention ...
Pay Yourself or Pay Off the Credit Cards?<p>Cecil from Indiana called <a href="https://www.royalunitedmortgage.com/">us</a> with a question that many people have. He was an apartment dweller ...
Scary Stories and Mortgages<p>I got drafted by my 11-year old grandson to act as chaperone on a camping trip last summer for his baseball team. The little scam artist got me wi ...
Getting Around the Mortgage Runaround<p>Far too many borrowers have experienced unwelcome surprises, bad practices, sloppy recordkeeping and getting the old runaround when applying for a ...
Age is just a number<p><a href="https://www.royalunitedmortgage.com/">We</a> had a very interesting caller right before the New Year. This wonderfully vivacious, 68-year ...
Choose the right home improvement loan for y ...<p>Mary started complaining to her husband about things she like in her kitchen. The disposal leaked, the flooring was dated, the pantry was too smal ...
Royal United Mortgage LLC – based on i ...<p>Here at Royal United Mortgage LLC, we think we are different from the pack – we stand out. Our philosophy revolves around four words: Integr ...
What is a reverse mortgage?<p>The official name for a reverse mortgage is a Home Equity Conversion Mortgage (HECM – referred to as a heck-um). A HECM is the only reverse ...
Welcome to the new Royal United Mortgage LLC ...<p>We’re happy you’ve joined us. A home is typically the largest single investment people make in their lifetimes and it can be as scary ...
