At Any Age…Think About Retirement

“I want to talk about how the equity in my house can figure into my retirement plans,” Gina from Minnesota told us. “All that cash will just be sitting there and I should be able to make it work for me.”

The question itself is quite logical; many people realize that the equity in one’s home can be – if used wisely – an excellent source of funds for many reasons. What is unusual is that Gina is only 35 and doesn’t own a home!

It turned out that this intelligent young person, decades from retirement, had been planning her financial future since she was a teenager. Savings accounts, CDs and IRAs were part of her portfolio and since she was now considering buying a house, she wanted to factor her future equity into her plans.

This is a very smart lady.

While most of us aren’t as savvy as Gina when it comes to planning, more and more people are realizing that the equity in a home doesn’t have to just sit there and idle – it can be made to work for them. At any age, it just makes more sense to include a Home Equity loan or Refinance in your retirement plans – not to mention funds for college tuition, remodeling, maintenance, vacation, debt consolidation…the list goes on and on.

Besides, you don’t have to be an accountant – or a Gina – to realize that those 20+% credit card rates can’t compare to the low, low home loan rates available today.

So do yourself a favor and talk to a Royal United Mortgage LLC loan Advisor today. Whether you are 20-years old or 100-years young, you owe it to yourself to understand the financial options available to you today…and tomorrow.

A no obligation, just information conversation that could change your future is a phone call away – the only way you can lose is if you don’t make the call.

Have a great day.

Royal United Mortgage LLC offers a full array of lending solutions.  Home Mortgages, Refinances, Home Equity Loans or Reverse Mortgages (HECM), are all part of our financial solutions and we look forward to working with you to find the best one that will meet your short-term needs and achieve your long-term goals.

To see how simple it can be, check out our video.

Dan from the Royal United Mortgage LLC team.