Chicken, Egg or Mortgage?

When that first twinge of “movingitis” hits and thoughts of a new home become more invasive in the old noggin, what should you do first?

There are many opinions on this very subject of who’s on first and the internet is rife with pages and pages of so-called professional advice:

• Find a realtor
• Pick a good location
• Choose a good school district
• Decide what size and style you want

All good advice…but all premature.

Think of it this way: If you are envisioning a mansion from “Gone with the Wind” but you can only afford something like Fred Flintstone’s casa in Bedrock, you can waste a lot of time and effort in the wrong environs before reality comes crashing down on you.

Of course the reverse is also true. Why settle for a shanty when you might easily be able to afford Tara?

So now what do you think is the initial step to take? You got it…call Royal United Mortgage LLC and get prequalified for a loan. Our excellent Loan Advisors can quickly tell you what you can afford and will work with you to get the best rates and lowest monthly payments available.

Doesn’t that make sense?

From now on when somebody brings up the whole chicken versus egg coming first debate, you can remind them that in today’s world it’s smart to get prequalified for a mortgage on the coop before worrying about the capons.

Buying a new home should be easy, fun and sensible. Give us a call (888-769-2565) and let’s get started.

Award winning customer service, great rates and a real person just like you are only a phone call away.

Have a great day.

Royal United Mortgage LLC offers a full array of lending solutions.  Home Mortgages, Refinances, Home Equity Loans or Reverse Mortgages (HECM), are all part of our financial solutions and we look forward to working with you to find the best one that will meet your short-term needs and achieve your long-term goals.

To see how simple it can be, check out our video.