I want to thank Joel Guadarrama personally. He is extremely professional, courteous and took the time to listen to what I wanted. His attention to detail ensured me that I was in GOOD HANDS. He was always very helpful and knowledgeable about the area and was able to answer every question I threw his way. I especially appreciated his “after the closing” second mile steps he took. He was very personable and thorough in the entire experience. Joel was patient, extremely attentive and offered sound advice during the entire process. I would highly recommend him to anyone looking to refinance their home. Please extend my appreciation to everyone at Royal United Mortgage.