Brad Atkinson was very helpful, knowledgeable and dubious in handling my refinancing of my mortgage.  He helped me get my previous interest rate cut in half.  He also kept me well informed on the progress of my loan application.  This meant a great deal to me as my original mortgage closing was an absolute nightmare and full of surprises.   This entire process has been handled to perfection and I could not ask any more from this company, Royal United.  I am thankful that Brad contacted me so quickly and went right to work.